Our Qualifications


  • Bachelor’s, Master’s, Doctoral degrees in business; Northern Illinois University


  • Chartered Life Underwriter (CLU), American College, Bryn Mawr, PA
  • Chartered Financial Consultant (ChFC), American College, Bryn Mawr, PA
  • Certified Financial Planner (CFP), College for Financial Planning, Denver, CO
  • Accredited Estate Planner (AEP), National Association of Estate Planners, Marietta, GA
  • Certified in Long-Term Care (CLTC), Corporation for Long-Term Care Certification, Newton, MA

Licenses and Registrations

  • FINRA (Financial Industry Regulatory Authority, Inc.) Registrations; Series 6 (Investment Company/Variable Contracts Representative), Series 7 (General Securities Representative), Series 22 (Direct Participation Programs Representative, Series 63
  • Registered representative of Woodbury Financial Services, Inc.
  • Insurance Licenses, Florida and various states: Life, Health, Variable Annuity
  • State Securities Licenses, Florida and various states

Professional Positions & Employment History

  • 1968-1969, 1975-Present -- Self employed in financial services, advising and sales
  • 1982-1987 -- Manager and assistant manager of field offices for large regional financial services companies 
  • 1979-1982 -- Director of national field training programs for a major financial services company
  • 1970-1974 -- University professor of business and consumer education courses
  • 1964-1977 -- U.S. Naval Intelligence Officer, active and reserve, 13 years
  • 1992-1994 -- Adjunct faculty member, Hillsborough Community College

Professional Organization Service, Community Service

  • Past President and Board Member, Tampa Bay Estate Planning Council
  • Past Chairman, Florida Aquarium Planned Giving Advisory Council
  • Past Board Member, Tampa Chapter, Society of Financial Services Professionals
  • Past Board Member, Tampa Association of Insurance and Financial Advisors
  • Past activities, serving on numerous committees,  Brandon Chamber of Commerce
  • Previous finalist, Brandon Chamber of Commerce, Small Business of the Year Award
  • Past service as church finance committee member, deacon, teacher
Check the background of this financial professional on FINRA's BrokerCheck
Check the background of this financial professional on FINRA's BrokerCheck